WHAT TO EXPECT

our investment process:

Assess your needs – First, we must determine your long term needs and how they affect portfolio construction. With individuals and families, this may begin with a retirement plan. With institutions, we examine the investment policy statement. By analyzing cash flow requirements, investment time horizon, risk tolerance, liquidity needs and tax status, we formulate a long term strategic asset allocation of stocks and bonds.

Analyze the markets – There are several key factors we regularly monitor to assess the attractiveness of different investments: Economic, Fundamental, Technical, and Quantitative.

 

  • Economic factors describe the health of a local economy. Credit conditions, Federal Reserve policy, tax policy, unemployment statistics, interest rates, consumer spending and trade flows are some of the factors we consider important.

    

  • Fundamental factors are expressed by companies in their earnings reports, dividend policy, profit trends, and growth rates. These data points give us a granular look at economic conditions.

 

  • Technical factors are data points derived from price trends and market behavior. There are large amounts of money that trade in and out of the world markets, so it is important to understand when and where they are flowing.

 

  • Quantitative factors are formulated from an analysis of economic, fundamental and technical data points. They are helpful at filtering through the multitude of data to draw non-intuitive conclusions.

 

Construct portfolios – Once we have assessed your needs and current market conditions, an appropriate portfolio can be implemented. We typically utilize index funds to minimize portfolio expenses. Portfolios are focused on either total return or tax efficiency.

 

Re-balance portfolios – Economic and market conditions are constantly changing. We believe in adjusting portfolios to capitalize on these changes rather than sitting passively in fixed asset allocations.

Intrepid. Resolute. Enduring. Determined.

Lloyds Intrepid LLC (“LIWM”) is doing business as Lloyds Intrepid Wealth Management. LIWM is a registered investment advisor offering advisory services in the State of Texas where registered and in other jurisdictions where exempted.  Registration does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by LIWM in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption.

All content on this site is for information purposes only. Opinions expressed herein are solely those of LIWM, unless otherwise specifically cited. All opinions and outlooks are subject to change.  Material presented is believed to be from reliable sources and no representations are made by our firm as to other parties’ informational accuracy or completeness.  All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation.The information contained herein has been obtained from sources believed to be reliable, but the accuracy of the information cannot be guaranteed.

*Management fees are based on consolidated portfolio assets under management. Custodian may charge account fees or commissions separately from, and in addition to, our management fee. Mutual funds and exchange traded funds have internal fees that are charged separately from, and in addition to, our management fee. This is not a specific offer or solicitation by Lloyds Intrepid Wealth Management to buy or sell any investment product or service.

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