Comparing Adviser Credentials: CPA, CFA, CFP, what do they all mean? Different credentials require different levels of study and preparation While not a guarantee of competence, they indicate a base threshold of knowledge If you are comparing advisers, you may notice many note their professional credentials after their name. There are several common designations advisers can earn: CFA, CPA, CFP, CRPC, or the AAMS for example. What do they all mean and which ones are likely t

There are several different narratives comparing the 1918 Spanish Flu to Covid-19 Good News: The stock market did not collapse 1918-1922 Bad News: Earnings collapsed 83% 1918-1921 Valuations then and now are in different universes By now, many of you are familiar with the general progression of the Spanish Flu in 1918-1920. It passed through the world in 4 waves of differing intensity: 1) Spring of 1918, 2) Fall of 1918, 3) Winter 1919, and finally 4) Spring 1920. In the Unit

Central banks are considering digital currencies Many interesting reasons are given; most protect government interests Central banks realize the broad money supply is controlled by the commercial banks Markets and banks are not likely to implement or accept these schemes willingly Central banks throughout the world are considering or actively creating digital currencies. The rise of bitcoin and blockchain technologies has alerted many policy makers to the possibility of a new

There is a balance between your desired spending lifestyle and how much money you have to invest.

Here are some factors every investor should consider when evaluating an adviser and his firm: